The Mummy Makeover usually helps patients struggling with the physical changes after pregnancy and breastfeeding such as sagging breasts and excess skin. No one deserves to feel uncomfortable in their own body, it can have significant impacts on your mental and physical health. This type of cosmetic surgery can be truly life-changing.
Cosmetic surgery is costly and typically regarded as a final option after attempting weight loss with a consistent diet and exercise regime. New mums are in a unique position with family to care for and youngsters wholly dependent on their parents. It can feel impossible to afford the plastic surgery you need.
To help with the cost, plastic surgeons and clinics often provide finance options. However, be cautious of interest rates and additional fees. Discover the best way to pay for your treatment plan and whether paying upfront for the Mummy Makeover is cheaper.
Find the best finance option and determine whether you can afford your treatment and post-operative care with your current budget.
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Can you pay for the Mummy Makeover on finance?
Getting multiple plastic surgery procedures is costly, consider a 0% finance plan to spread the cost
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Paying upfront is not always cheaper
Paying upfront is usually cheaper but 0% APR makes cosmetic surgery more accessible
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The best payment plan for the Mummy Makeover
Discover the best deposit and repayment window to make the most out of your loan
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How affordable is the Mummy Makeover for me?
Learn how much you should have to allocate to the Mummy Makeover each month
Can you pay for the Mummy Makeover on finance?
The Mummy Makeover combines procedures for faster recovery and fewer hospital visits. One of the main benefits of the procedure is saving money compared to getting each surgical procedure separately.
Still, the cost of the Mummy Makeover with the best female plastic surgeon in the UK is usually between £18,000 and £22,000. This includes a breast augmentation (or breast reduction), breast lift, liposuction and a tummy tuck. Your treatment plan may be simpler if you don’t need a liposuction procedure or breast implantation, for example.
Elena Prousskaia provides world-class cosmetic surgery in the UK, but patients often choose medical tourism to save money. For this reason, most clinics offer a finance option to help you split the price of your treatment plan.
We use Chrysalis, the UK’s largest patient payment service. The finance provider covers your procedure costs and you have up to 60 months to repay your loan. If you decide to pay for your Mummy Makeover within 12 months, you’ll benefit from 0% APR. Keep this in mind when choosing a longer payment plan.
Get 0% APR loans with up to 12 months to pay for your medical treatment
Why wait? Reclaim your pre-pregnancy body
Self-financing is not always cheaper
Paying monthly usually costs more because of added interest. Firms add this to protect their investments into customers. However, we know that cosmetic surgery can be life-changing, and it’s usually a last resort. Medical loans help make excellent healthcare more accessible. All women deserve a beautiful body.
You can pay 0% interest for your Mummy Makeover if you repay your loan within 12 months. Your total body transformation might be closer than you think. Choose the deposit amount that is affordable for you and split the rest. No extras to pay and your total will come out the same as if you paid upfront.
Example 0% finance plans are outlined below:
|
Total payable |
25% upfront (deposit) |
Monthly payment (12 months) |
|---|---|---|
|
£18,000 |
£4,500 |
£1,125.00 |
|
£20,000 |
£5,000 |
£1,250.00 |
|
£22,000 |
£5,500 |
£1,458.33 |
|
£23,000 |
£5,750 |
£1,437.50 |
If you decide that a longer repayment window is necessary for you to manage cash flow, compare the plans (with 14.9% APR) below:
|
Treatment cost |
Total payable |
25% upfront (deposit) |
Monthly payment (24 months) |
|---|---|---|---|
|
£18,000 |
£20,051.52 |
£4,500 |
£647.98 |
|
£20,000 |
£22279.52 |
£5,000 |
£719.98 |
|
£22,000 |
£24507.28 |
£5,500 |
£791.97 |
|
£23,000 |
£25621.28 |
£5,750 |
£827.97 |
|
Treatment cost |
Total payable |
25% upfront (deposit) |
Monthly payment (36 months) |
|---|---|---|---|
|
£18,000 |
£21,103.20 |
£4,500 |
£461.20 |
|
£20,000 |
£23,447.84 |
£5,000 |
£512.44 |
|
£22,000 |
£25,792.84 |
£5,500 |
£563.69 |
|
£23,000 |
£26,965.16 |
£5,750 |
£589.30 |
|
Treatment cost |
Total payable |
25% upfront (deposit) |
Monthly payment (48 months) |
|---|---|---|---|
|
£18,000 |
£22,197.70 |
£4,500 |
£368.70 |
|
£20,000 |
£24,664.16 |
£5,000 |
£409.67 |
|
£22,000 |
£27,130.24 |
£5,500 |
£450.63 |
|
£23,000 |
£28, 363.76 |
£5,750 |
£471.12 |
|
Treatment cost |
Total payable |
25% upfront (deposit) |
Monthly payment (60 months) |
|---|---|---|---|
|
£18,000 |
£23,334.60 |
£4,500 |
£313.91 |
|
£20,000 |
£25,927.40 |
£5,000 |
£348.79 |
|
£22,000 |
£28,519.60 |
£5,500 |
£383.66 |
|
£23,000 |
£29,816.00 |
£5,750 |
£401.10 |
The best payment plan for the Mummy Makeover
Your ideal payment plan depends on several things, but mainly, your disposable monthly income, savings and lifestyle.
How much should your deposit be?
A 25% deposit is pretty standard and allows you to budget for your monthly instalments without breaking the bank. Nevertheless, a higher deposit is always helpful for reducing your monthly payments. Avoid paying less than a 10% deposit. It’ll be much harder to afford the monthly repayments which could affect your daily life and cause financial stress.
How long should your payment plan be?
You’ll want to pay off your loan within 12 months to avoid a hefty interest fee. You can choose a 6 or ten-month payment plan but your monthly repayments will be 200% and 120% higher, respectively.
A 12-month plan gives you the smallest monthly payments while avoiding interest. If you need more time to manage your money, consider whether the additional cost is worthwhile. Instead, be patient while you improve your savings. £200 per month in a 4% savings account accumulates over 25% of your Mummy Makeover cost in 2 years.
How affordable is the Mummy Makeover for me?
Affordability is subjective because we spend our money in different ways. Savings, a large disposable income and a willingness to adapt your lifestyle will help you afford the Mummy Makeover.
Typically, we allocate 50% of our income (after taxes) for essential expenses such as food, housing, and bills. Additionally, we set aside 20% for saving, investing, and debt repayment. We can spend the remaining 30% on the things we enjoy.
If you have lots of savings or can reduce your monthly expenses, you may be able to afford the Mummy Makeover. To repay your loan comfortably, find ways to reallocate some of your existing budget. You shouldn’t spend more than 1/2 of your savings on your deposit. This way, you can enjoy life without significant financial stress.
Frequently Asked Questions
How can I get patient finance?
You need to apply for a patient loan from Chrysalis. Although they will make every effort to approve your loan, there are safety measures to prevent financial difficulties when borrowing money.
What happens if I pay late?
If you can’t pay or you forget, you will need to contact your loan provider as soon as possible and explain your situation. The team will try to resolve your payment issue but if there isn’t a solution, you could incur late payment fees.
How much can you borrow?
With Chrysalis, you can borrow up to £25,000 which covers the cost of most cosmetic surgery procedures.
What If I change my mind about surgery/finance?
If you cancel or postpone your plastic surgery, contact your loan provider at [email protected]. You should be able to get a full refund of your deposit and paid instalments if you are proactive with contacting the firm.
Can students get patient finance?
Yes, students can apply for a Chrysalis loan but it can be harder to get approval without a steady income. You might be better off applying through a parent or guardian.
